Save Money on your Clothing Expense
This can be very difficult for many people, but you have to ask yourself before you buy any clothing "Do I need this?". Not "Do I want this?". And that’s you called the "clothing rule".
Personal expenses are usually classified as discretionary because they are generally quite flexible. And as such, we tend to overlook its importance thru budgeting and saving money. This is the category that people keep the least track of because they really don't want to know how much money they are wasting. Here are some notes on how to save money in personal expense (Clothing).
Buy used clothing. According to the U.S. Bureau of Labor Statistics' most recent Consumer Expenditure Survey, the average consumer spends about $1,850 a year on clothing and its upkeep. You can potentially cut that in half by shopping at consignment shops, auctions and thrift stores.
If you must buy new, buy in the off season. This is especially great for kids' clothes because you know they generally go up one size each year. Plan ahead and budget for this. You can also buy clothing at name-brand outlets, factory outlets, or secondary department stores (where department stores send their overstocks).
Buy less cost-related clothing. Choose fabrics and designs that are easy both to wear and maintain. Watch out for "Dry Clean Only" and instead choose garments that you can care for at home.
Buy on sale. There are sales everywhere. Don't buy anything full price. Go to Target or Walmart or Khols when they have a sale and get the same thing for less. Leave your pride at the door. You can get good brands and professional clothing for much lower prices if you search hard and have a little patience.
Always decide what you are going to purchase before you go into the store and stick to it. Do all your "shopping" at home (make a decent list on a piece of paper). If you truly need a new jacket because the old one has a hole in it and it's really cold outside then you can go get a jacket. But don't start looking around at the skirts and hats while you are there. Get the jacket and run!
Personal expenses are usually classified as discretionary because they are generally quite flexible. And as such, we tend to overlook its importance thru budgeting and saving money. This is the category that people keep the least track of because they really don't want to know how much money they are wasting. Here are some notes on how to save money in personal expense (Clothing).
Buy used clothing. According to the U.S. Bureau of Labor Statistics' most recent Consumer Expenditure Survey, the average consumer spends about $1,850 a year on clothing and its upkeep. You can potentially cut that in half by shopping at consignment shops, auctions and thrift stores.
If you must buy new, buy in the off season. This is especially great for kids' clothes because you know they generally go up one size each year. Plan ahead and budget for this. You can also buy clothing at name-brand outlets, factory outlets, or secondary department stores (where department stores send their overstocks).
Buy less cost-related clothing. Choose fabrics and designs that are easy both to wear and maintain. Watch out for "Dry Clean Only" and instead choose garments that you can care for at home.
Buy on sale. There are sales everywhere. Don't buy anything full price. Go to Target or Walmart or Khols when they have a sale and get the same thing for less. Leave your pride at the door. You can get good brands and professional clothing for much lower prices if you search hard and have a little patience.
Always decide what you are going to purchase before you go into the store and stick to it. Do all your "shopping" at home (make a decent list on a piece of paper). If you truly need a new jacket because the old one has a hole in it and it's really cold outside then you can go get a jacket. But don't start looking around at the skirts and hats while you are there. Get the jacket and run!
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